I’ve had a Target RedCard for quite some time now. I’ve saved 5% on my purchases for years. Whenever I’m shopping with someone else, I explain to them that they should get one. It seems like everyone thinks it means you have to have a credit card. While their credit card option is equally awesome, you do not! You can get the debit card option.
Here are 3 reasons you should get a Target RedCard:
1. You will get 5% off when you use the Target RedCard
Why is it so hard to convince people that saving money is a good thing? The way I look at it, you almost get your taxes for free.
2. You can get a credit card Target RedCard OR a debit card Target RedCard
If you’re worried about your financial health and don’t want to have the temptation of maxing out another credit card in your favorite store, then go with the debit card option. If you want the security in knowing you won’t spend all of the money in your checking account at your favorite store, go with the credit card option. Either way, you’re saving money every single time you shop at your favorite store!
3. You can donate to charity with your Target RedCard
You can login to your account and let Target know of your favorite school. Then when you use your card, Target donates money to that school. You don’t have to do a dang thing after you’ve told them what school. They donate the money, your school wins.
4. You can attach your Target RedCard to your Prescription rewards program
If you get your prescriptions at Target, which I recommend because the bottles are awesome, you can enroll in the rewards program. You can attach your rewards to your red card so you don’t forget. When you reach a certain point, they send you a 5% off coupon. This is in ADDITION to your Target Rewards. You can use it on your purchases ALL DAY LONG on a day of your choice. I will usually wait until close to the deadline and save up all of my Target coupons, manufacturer’s coupons, and coupons from the Target app and I’ll either head to the store or go online to get all of my staples (e.g. paper towels, toilet paper, etc.). I stock up and I rarely need to go get more outside of this shopping spree of a day. If I forget something, I can head back and as long as I make it before they close I can use the coupon again!
5. You can get free shipping on the website when you use your Target RedCard
No matter what, you get free shipping when you use the card. I love this option particularly if I am getting something that is heavy. Why cart a piece of furniture home from the store when you can have someone else drop it off for you? For free?
So pretty much there is no reason to NOT get a RedCard. What are you waiting for?
Disclosure: I’ll make a few bucks if you sign up for this. Listen, I need to pay my bills. I have to cover the costs of all of this toilet paper somehow! So support my small business and sign up using my links here instead of doing it in the store. I worked hard on this post.